Litigation Process, Fees & Risk
What Happens If I Get Served With a Lawsuit in Texas?
Draft for attorney review
Short answer
A clock starts. In Texas state court the defendant must file a written answer by 10:00 a.m. on the Monday next after the expiration of 20 days from the date of service. If no answer is on file by then, the plaintiff can ask for a default judgment, and the court can grant it without hearing your side. Within 30 days after the first answer, both parties owe initial disclosures. Business entities are usually served through their registered agent, so the deadline may be running before the owner sees the papers. Calendar the date, preserve documents and get the petition to a litigator.

The deadline that matters most
The citation tells you the deadline in its own words. Under Tex. R. Civ. P. 99, the defendant must file a written answer with the clerk by 10:00 a.m. on the Monday next following the expiration of 20 days after service. Count 20 full days starting the day after service, then go to the next Monday. If that Monday is a legal holiday, the deadline moves to the next business day.
The same rule requires the citation to warn you that a default judgment may be taken if you do not answer, and that you may be required to make initial disclosures, generally within 30 days after you file your answer.
This article is about the answer deadline and the first weeks. The full arc of a case is laid out in the stages of a commercial lawsuit in Texas.
How a business gets served
A corporation, LLC or partnership is normally served through its registered agent, the person or company named in its filings with the Secretary of State. Service can also be made on an officer or other authorized person. The practical point is that the 20 days run from service on the agent, not from the day the papers reach the owner. If your registered agent is a service company, check how quickly it forwards legal mail.
Rule 106 sets the methods: personal delivery, or registered or certified mail with return receipt, and substituted service by court order when those fail. Rule 107 requires the return of service to be on file for ten days before a default judgment can be taken. A defendant who was never properly served has a defense, but it is a defense that has to be raised, not ignored.
What happens if you do not answer
Under Rule 239 the plaintiff may take a default judgment at any time after the answer date has passed with no answer on file. On a claim for a sum certain, the court can enter judgment for the full amount without a hearing; on other claims the plaintiff proves damages to the judge. Either way you lose the right to contest liability. Undoing a default is possible but costly and uncertain; setting aside a default judgment in Texas explains the motion for new trial and bill of review routes.
What an answer is, and what it is not
In Texas a general denial under Rule 92 is enough to prevent a default. It puts the plaintiff to its proof on every element. An answer may also raise affirmative defenses under Rule 94 (limitations, waiver, release, payment and others), verified denials under Rule 93 (for example, that the defendant is not liable in the capacity sued) and a counterclaim under Rule 97.
Some objections must come first or be lost:
- A special appearance under Rule 120a, contesting the court's personal jurisdiction over an out-of-state defendant, must be filed before any other plea.
- A motion to transfer venue under Rule 86 is waived unless filed before or with the first pleading other than a special appearance. Venue rules in Texas explains when the county can be challenged.
- A notice of removal to federal court, where federal jurisdiction exists, must be filed within 30 days after the defendant receives the initial pleading (28 U.S.C. § 1446).
An answer that includes a compulsory counterclaim, or that fails to, also has consequences later. Should your business file a counterclaim covers that choice.
What follows the answer
Within 30 days after the first answer or appearance, each party must serve initial disclosures under Rule 194.2 without being asked: the legal theories and factual bases of its claims or defenses, a computation of economic damages, the people with knowledge of relevant facts, the documents it may use, insurance agreements and more. The discovery period then opens. The first petition also states the discovery level and the damages range under Rules 47 and 190, which tells you how much discovery the plaintiff expects.
What to do now, and what not to do
- Calendar the answer date from the date of service shown on the return, and treat it as fixed.
- Preserve everything. Suspend auto-delete on email and messaging, and keep the devices of the people involved. Deleting records after suit is filed invites sanctions for spoliation.
- Notify your insurer. Many commercial policies require prompt notice of a claim and may cover the defense.
- Do not contact the plaintiff directly to argue the merits, and do not post about the case.
- Do not assume a weak petition will go away. A thin pleading can still support a default.
- Get the petition to a litigator early enough to evaluate jurisdiction, venue, removal and a Rule 91a motion before the first filing fixes your position.
Example
Suppose a Dallas staffing company's registered agent receives a citation on a Wednesday. Twenty days expire on a Tuesday; the answer is due by 10:00 a.m. on the following Monday. The petition claims unpaid fees under a contract signed in Collin County and pleads damages over $250,000, placing the case in Level 2 discovery. Before answering, counsel checks whether venue is proper in Dallas County, whether the plaintiff is a citizen of another state so the case could be removed on diversity, and whether a counterclaim for the plaintiff's own breach arises from the same contract and must be pleaded now. The answer filed is a general denial with a venue motion filed alongside it, and initial disclosures are calendared 30 days out.
Federal court: a different clock
If the suit was filed in federal court, Fed. R. Civ. P. 12 gives 21 days after service to answer or move, or 60 days if the defendant waived formal service. The same preservation and insurance steps apply. State or federal court explains how a case ends up in each.
Tina Wysk defends Dallas businesses in state and federal court and reviews a newly served petition for jurisdiction, venue, removal and early dismissal before the answer is filed.
Questions on this topic
How many days do I have to answer a lawsuit in Texas?
In Texas state district and county courts, the written answer is due by 10:00 a.m. on the Monday next after the expiration of 20 days from the date of service. In practice that is between three and four weeks. In federal court the answer is due 21 days after service of the summons and complaint.
What counts as an answer in Texas?
Any timely written pleading filed with the clerk that responds to the suit, including a general denial, which simply denies every allegation and requires the plaintiff to prove its case. Letters to the plaintiff or phone calls to the court do not count. Jurisdiction and venue objections must be filed before or with the answer or they are waived.
Does my business have to hire a lawyer to answer?
A corporation or LLC generally must appear through a licensed attorney in Texas district court; an owner who is not a lawyer cannot file pleadings for the entity. An individual defendant may answer on their own, though business disputes rarely go well that way. The deadline does not pause while you look for counsel.
What if I was served at the wrong address or never received the papers?
Defective service is a defense to a default judgment and can be raised in a motion to set it aside or on appeal, but it must be asserted. If you learn of a suit informally, confirm with the clerk whether a return of service is on file and get an answer filed before the deadline runs, rather than relying on the defect.
Can I settle after being served instead of answering?
You can negotiate at any time, but the answer deadline does not stop for talks. The safe course is to file an answer on time and settle afterward, or to obtain a written Rule 11 agreement extending the deadline before it passes. A handshake extension is not enforceable.
Sources
- Tex. R. Civ. P. 99 (issuance and form of citation) (Answer due 10:00 a.m. on the Monday next after the expiration of 20 days after service; default warning; disclosures notice)
- Tex. R. Civ. P. 106, 107 and 239 (service, return, default judgment) (Methods of service; return on file ten days before default; default after answer date)
- Tex. R. Civ. P. 86, 92, 93, 94, 97 and 120a (Venue motion timing; general denial; verified pleas; affirmative defenses; counterclaims; special appearance)
- Tex. R. Civ. P. 194.2 (initial disclosures) (Disclosures within 30 days after the first answer or general appearance)
- 28 U.S.C. § 1446 (procedure for removal) (Notice of removal within 30 days after receipt of the initial pleading)
- Fed. R. Civ. P. 12 (21 days to answer; 60 days after waiver of service)
Legal sources last checked November 6, 2026. Statutes and rules change; the date matters.
This guide is general information about Texas and federal law for business owners, not legal advice about your situation. Statutes, rules and court decisions change, and small facts change outcomes. Reading it or contacting Tina Wysk through this site does not create an attorney-client relationship.



